BookMyLoans Terms & Conditions

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By accessing or using BookMyLoans’ products, software, services, and website (collectively referred to as the “Services”), you acknowledge and agree that such use constitutes your acceptance of these Terms & Conditions (“Terms”). By continuing to use the Services, you confirm that you have read, understood, and agreed to abide by these Terms and the Privacy Policy of BookMyLoans. We strongly recommend that you review these Terms carefully before using our Services and retain a copy for your records.

BookMyLoans operates as a financial services facilitator and intermediary. Through its web portal and partner network, BookMyLoans coordinates and assists customers in accessing various financial products including but not limited to:

• Personal Loans
   
• Business Loans
   
• Home Loans
   
• Loan Against Property
   
• Mortgage Loans
   
• MSME Loans
   
• Working Capital Facilities
   
• Credit Cards
   
• Insurance Products
   
• Trade Finance
   

User data submitted through the website will be utilized for processing applications, verifying information, and coordinating with banks, NBFCs, and other financial institutions.

BookMyLoans does not directly lend money unless explicitly stated.

BookMyLoans is the sole and exclusive owner of all rights, title, and interest in and to the Services, including all intellectual property rights (whether registered or unregistered, worldwide).

All content, branding, logos, design, text, graphics, and software on the Website are protected by applicable intellectual property laws.

You agree not to copy, reproduce, distribute, or exploit any part of the Services without prior written consent.

By using the Website, you agree that:

• The Website is intended for personal and lawful use only.
   
• You are legally eligible to enter into binding agreements.
   
• Information provided by you is accurate and complete.
   
• You will not submit false, misleading, or fraudulent applications.
   
• You are responsible for maintaining confidentiality of your login credentials.
   
• You will not misuse, hack, disrupt, or attempt unauthorized access to the Website.
   

BookMyLoans reserves the right to suspend, restrict, or terminate access to the Website at its sole discretion without prior notice.

BookMyLoans facilitates financial products offered by third-party banks, NBFCs, and financial institutions.

• Display of products does not constitute endorsement or guarantee.
   
• Loan approval, sanction amount, tenure, and interest rates are solely determined by the respective lender.
   
• BookMyLoans does not guarantee approval or disbursement.
   

BookMyLoans shall not be responsible for decisions, actions, omissions, or representations of partner institutions. Your interaction with such third parties is at your own risk.

The Website and Services are provided on an “as is” and “as available” basis.

BookMyLoans disclaims all warranties, whether express or implied, including but not limited to:

• Accuracy or completeness of information
   
• Uninterrupted or error-free service
   
• Fitness for a particular purpose
   
• Security or reliability of the Website
   

We do not warrant that the Website will always be available or free from technical issues.

BookMyLoans (including its directors, employees, affiliates, and representatives) shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

• Use or inability to use the Website
   
• Loan rejection or delay
   
• Technical interruptions or errors
   
• Third-party actions
   
• Loss of profits, data, or business opportunities
   

Your use of the Website is entirely at your own risk.

You may not transfer your rights under these Terms. BookMyLoans may assign its rights and obligations without prior notice.

Failure to enforce any provision shall not constitute a waiver of that provision.

BookMyLoans reserves the right to update or modify these Terms at any time. Continued use of the Website after updates constitutes acceptance of revised Terms.

If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.

These Terms constitute the entire agreement between you and BookMyLoans regarding use of the Website.

These Terms shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts located in Bangalore, India.

By submitting feedback, testimonials, or suggestions to BookMyLoans, you grant us the right to use such content (including your name, designation, and company details) for promotional or marketing purposes.

Please do not submit confidential or proprietary information. Any material submitted becomes the property of BookMyLoans.